The Mortgage foreclosure process is complex and can be frightening to most individuals. A homeowner facing foreclosure should seek the assistance of an experienced foreclosure defense attorney to assist them in their foreclosure matter immediately after receiving court papers.

When a bank hires an attorney to represent them in a foreclosure matter, the attorney’s fees can become the responsibility of the homeowner. Therefore, if a homeowner is facing foreclosure, they should consult with an ethical and experienced foreclosure defense attorney to discuss the appropriate actions for their particular situation. Contact us NOW for a free consultation.

Take action and seek help from an experienced foreclosure defense lawyer before it is too late. Since there are an enormous amount of foreclosures, this area has become prey to scam artists and unethical companies trying to take advantage of distressed homeowners. A homeowner should always look at the qualifications of a foreclosure attorney to make sure they are trustworthy and ethical before hiring someone to help navigate through the complex foreclosure process.

If you would like a free consultation to discuss your mortgage foreclosure matter with one of our experienced mortgage foreclosure defense attorneys, complete the Contact Us form to the right. Or, call the LaBovick Law Group at 1.888.777.3884 if you would like to speak with one of our legal professionals to discuss your foreclosure matter.

The Foreclosure Process

The Mortgage Foreclosure statute that governs foreclosures in Florida is found in Florida Statute Chapter 702: Foreclosure of Mortgages, Agreements for Deeds and Statutory Liens.

Pre-Foreclosure Timeline for Homeowners

• Mortgage and Note
• Notice of Default
• Disputing the Validity of the Debt
• Opportunity to Cure
• Option to Accelerate

Foreclosure Litigation Timeline

• The Filing of the Lis Pendens
• The Answer (20 days)
• The Preliminary Hearing
• The Summary Judgment Hearing (45 days)
• Foreclosure Sale Date (75 days)
• Redemption by Junior Lien Holders
• Judicial Sale, Advertisement and Certificate of Title
• Deficiency Judgment